FTMO Review 2026: Challenge Rules, Fees, Payouts and Our Verdict

FTMO prohibits exploiting pricing, data or platform errors, latency arbitrage, excessive server activity, account rolling and coordinated opposite positions across accounts or providers.

CFD evaluations allow news trading.

Standard FTMO Accounts restrict opening, closing and pending-order execution on affected instruments from two minutes before to two minutes after selected releases.

Swing accounts have no such restriction.

Futures allow news trading subject to the prohibited-practices rules.

CFD evaluations and Swing accounts permit overnight and weekend holding.

Standard FTMO Accounts require positions to close before weekends and when rollover exceeds two hours.

Futures positions and resting orders must close or be cancelled before 4:10 p.m. ET or the relevant market close, whichever is earlier.

Discretionary, algorithmic and expert-advisor trading are permitted when the strategy is legitimate and replicable in live markets.

Third-party expert advisors remain subject to duplicated-strategy and allocation limits.

Futures permit copying between the trader’s own accounts when each complies independently, and prohibit third-party copying.

Opposing positions across connected accounts or providers are prohibited; opposite positions within one simulated account are excepted by the rules.

The CFD 1-Step Best Day rule limits the best day to 50% of positive-day profit.

Exceeding it requires further trading rather than constituting a breach.

The 2-Step comparison table has no Best Day rule.

Futures prohibit opening positions within 2% of a CME price limit, market manipulation such as spoofing, layering or wash trading, and holding positions or orders beyond the permitted session.

The rules also prohibit using hedging or opposing positions to spread profits across days or bypass consistency limits.

The free trial lasts 14 days, and Traders Fund Hub and PropNavi describe account sizes up to $200,000.

It has one phase with a 5% profit target; the 2-Step trial requires at least 2 trading days, and otherwise the rules of the chosen challenge apply.

One free trial can be active at a time, and passing it does not lead to an FTMO Account.

FTMO Futures evaluation fees are not refunded once paid.

Under FTMO's global Futures terms, consumers can withdraw from the agreement within 14 days, but only before opening their first simulated trade.

Passing the evaluation ends the subscription.

In a Sim-Funded Futures account the contract limit rises with end-of-day profit above the starting balance: from 2 to 5 mini contracts on a $50,000 account, from 4 to 10 on $100,000 and from 6 to 15 on $150,000 (or ten micro contracts per mini).

The limit falls back if end-of-day profit drops.

The 1-Step Challenge has a 10% target, a 3% daily-loss limit and a 10% end-of-day trailing maximum loss.

There are no minimum trading days and no time limit.

The reward share is 90%.

The 2-Step Challenge has targets of 10% in the Challenge and 5% in Verification, with four trading days required in each phase.

Its daily-loss limit is 5% and maximum loss is a static 10% of initial capital.

There is no time limit.

The standard reward share is 80%, rising to 90% under the Scaling Plan or Premium Programme conditions.

The CFD Scaling Plan can increase account balances by 25% every four months when its requirements are met, up to USD 2,000,000 across FTMO Accounts.

The 1-Step daily-loss calculation uses the midnight balance plus open profit or loss, swaps and commissions, with a limit of 3% of initial simulated capital.

The 2-Step daily limit is recalculated from the midnight balance less 5% of initial capital.

The overall 1-Step loss limit trails at the end of the day; the 2-Step limit stays at 10% of initial capital.

Neither programme has an activation fee.

The subscription remains active until passing, failure or cancellation.

Both Futures programmes have evaluation profit targets of USD 3,000, USD 6,000 and USD 9,000.

Growth maximum drawdown is USD 2,000, USD 3,500 and USD 5,000, with no evaluation daily-loss limit.

Its Sim-Funded daily-loss limits are USD 1,000, USD 2,000 and USD 3,000, with a soft daily stop.

Pro maximum drawdown is USD 3,000, USD 4,500 and USD 6,000; hard daily-loss limits of USD 1,000, USD 1,500 and USD 2,000 apply in both phases.

Maximum loss trails the balance at the end of the day.

Growth requires the best day to contribute no more than 40% of total closed evaluation profit; Pro uses 50%.

Sim-Funded accounts have no consistency rule.

Neither programme has minimum trading days or a fixed maximum duration.

The limits fall back if end-of-day profit drops.

CFD rewards use bank wire, Visa Direct, Mastercard Send, Skrill or cryptocurrency.

Minimum closed profit is USD 20 for bank wire and USD 50 for cryptocurrency.

CFD reward requests are subject to closed positions and orders and FTMO’s review.

Futures Sim-Funded payouts use Wise, Revolut bank wire, Visa Direct or Mastercard Send.

The trader receives 90% of the payout.

Growth permits withdrawal of 50% of available profit per request after four qualifying days.

For USD 50,000, USD 100,000 and USD 150,000 accounts, those days require at least USD 150, USD 250 or USD 300 in daily profit, with per-request caps of USD 2,500, USD 3,000 or USD 4,000.

Pro permits withdrawal of 100% of available profit after five qualifying days, requiring at least USD 200, USD 300 or USD 500 in daily profit, with caps of USD 5,000, USD 6,000 or USD 8,000 for the same sizes.

The minimum withdrawable Futures amount is USD 20.

Identity checks follow successful evaluation and account review, before the funded-account agreement.

Participants must be over 18.

Geographic and sanctions restrictions differ between CFD and Futures services.

FTMO offers MetaTrader 4, MetaTrader 5, TradingView and cTrader for its CFD accounts.

DXtrade has not been available for new accounts since 24 March 2026.

FTMO lists 166 CFD symbols: 28 forex pairs, 15 exotic currency pairs, 9 metals, 25 cash CFDs on indices, energies and agricultural commodities, 30 cryptocurrencies and 59 stocks.

Spreads are variable and shown live for each symbol.

FTMO Futures offers Tradovate, NinjaTrader and TradingView, with 30 instruments: 19 Mini/E-mini and 11 Micro contracts across metals, energies, equity indices, cryptocurrencies and foreign exchange.

FTMO’s commission is USD 0.50 per side for Mini contracts and USD 0.20 per side for Micro contracts, plus exchange fees.

FTMO Global Markets Ltd, a Mauritius company (no. C187370), states that it is an Investment Dealer licensed by the Financial Services Commission of Mauritius under licence GB21027119.

FTMO Evaluation US s.r.o. is Czech company no. 092 13 741, with the address Purkyňova 2121/3, 110 00 Prague 1, Czech Republic.

FTMO says it was founded in Prague in 2015.

Its founders are Otakar Šuffner and Marek Vašíček; Otakar Šuffner is also identified as Co-Founder and CEO.

The Czech entities FTMO s.r.o., FTMO Evaluation Global s.r.o. and FTMO Trading Global s.r.o. are based at Purkynova 2121/3, 110 00 Prague, Czech Republic.

Support is available through live chat, WhatsApp, email at support@ftmo.com and phone at +420 910 920 310.

Published phone hours are 09:00–17:00 CET, Monday–Friday; support is offered in 21 languages.

Evaluation and ordinary funded accounts use simulated capital.

FTMO says a small group of consistent Futures traders may be invited, at its discretion, to Live Funded with real capital.

FTMO says it has paid out more than $650 million in rewards.

FTMO says it has more than 4.5 million customers in over 140 countries and a team of more than 300 people.

The Reserve Bank of India includes FTMO on its Alert List of entities not authorised to deal in forex under the Foreign Exchange Management Act, 1999 (list updated 19 November 2025).

The Bank of Russia lists “FTMO, FTMO shop” with “Signs of financial pyramid”; the entry is dated 10 August 2022 and was last updated on 13 February 2026.

Trustpilot displayed a TrustScore of 4.8/5 from 51,868 reviews on 25 September 2026.