Brokers for long-term investing
Brokers for long-term investing with real shares or ETFs, segregated client assets and clear custody and inactivity fees, ranked by lowest yearly reference cost.
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Best brokers
Brokers for long-term investing
- XTB4.5/5
- Capital.com4.8/5
Compare brokers
| Broker | ||
|---|---|---|
| Rating | 4.5/5 | 4.8/5 |
| Min. deposit | $0 | $20 |
| Regulation | FCA in the UK, CySEC in Cyprus | CySEC in Cyprus, FCA in the UK, ASIC in Australia |
| Markets | Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares | Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares |
| Platforms | Web-based platforms, xStation 5, Web platform, Proprietary platform | MetaTrader 4, MetaTrader 5, TradingView, WebTrader, Web platform, Proprietary platform |
| Account types | Standard account, Demo account, Islamic account, VIP account | Standard account, Demo account, Islamic account |
| Open an account | Visit XTB77% of retail CFD accounts lose money. | Visit Capital.com65% of retail CFD accounts lose money. |
#1 XTB
According to our XTB experience, there are significantly more advantages than disadvantages that speak in favor of XTB. XTB is a reputable, regulated, publicly listed, and established broker that has been enabling CFD and Forex trading for traders from many different countries since 2002. For most traders, especially advanced traders, XTB is a good choice. Unfortunately, due to the high minimum fees for stocks, XTB may not be the right fit for every trader. Smaller accounts, in particular, might be better off with other brokers (if the focus is on stock trading).
- Overall score
- 4.5/5
- Min. deposit
- $0
- Regulation
- FCA in the UK, CySEC in Cyprus
- Markets
- Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares
- Platforms
- Web-based platforms, xStation 5, Web platform, Proprietary platform
- Account types
- Standard account, Demo account, Islamic account, VIP account

#2 Capital.com
Capital.com is a globally regulated CFD broker offering commission-free access to over 4,500 trading instruments, including forex, stocks, indices, commodities, cryptocurrencies, ETFs, and futures-based CFDs. With regulatory licenses from top-tier authorities like the FCA (UK), CySEC (EU), ASIC (Australia), SCA (UAE), and SCB (Bahamas), it provides traders with robust security, segregated client funds, and negative balance protection across most jurisdictions. Its award-winning proprietary platform, alongside MT4 and TradingView integration, ensures fast execution and a flexible, user-friendly trading environment.
In addition to its competitive spreads and transparent fee structure, Capital.com supports a wide range of deposit and withdrawal methods without charging internal fees. Traders can choose from multiple account types—including swap-free, spread betting (only for UK clients), and 1X accounts—each tailored for different strategies and regions. With strong 24/7 customer support, free educational resources, and platform accessibility across devices, Capital.com caters effectively to both beginner and professional traders worldwide.
- Overall score
- 4.8/5
- Min. deposit
- $20
- Regulation
- CySEC in Cyprus, FCA in the UK, ASIC in Australia
- Markets
- Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares
- Platforms
- MetaTrader 4, MetaTrader 5, TradingView, WebTrader, Web platform, Proprietary platform
- Account types
- Standard account, Demo account, Islamic account