Opens in a new tab
Skip to content
Find my broker

Brokers for long-term investing

Brokers for long-term investing with real shares or ETFs, segregated client assets and clear custody and inactivity fees, ranked by lowest yearly reference cost.

On this page

Best brokers

  1. Overall score
    4.5/5
    77% of retail CFD accounts lose money.
  2. Overall score
    4.8/5
    65% of retail CFD accounts lose money.

Brokers for long-term investing

  1. XTB4.5/5
  2. Capital.com4.8/5
Not sure which broker fits you?
Find my broker

Compare brokers

Compare brokers
BrokerXTBCapital.com
Rating4.5/54.8/5
Min. deposit$0$20
RegulationFCA in the UK, CySEC in CyprusCySEC in Cyprus, FCA in the UK, ASIC in Australia
MarketsBonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, SharesBonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares
PlatformsWeb-based platforms, xStation 5, Web platform, Proprietary platformMetaTrader 4, MetaTrader 5, TradingView, WebTrader, Web platform, Proprietary platform
Account typesStandard account, Demo account, Islamic account, VIP accountStandard account, Demo account, Islamic account
Open an accountVisit XTB77% of retail CFD accounts lose money.Visit Capital.com65% of retail CFD accounts lose money.

#1 XTB

According to our XTB experience, there are significantly more advantages than disadvantages that speak in favor of XTB. XTB is a reputable, regulated, publicly listed, and established broker that has been enabling CFD and Forex trading for traders from many different countries since 2002. For most traders, especially advanced traders, XTB is a good choice. Unfortunately, due to the high minimum fees for stocks, XTB may not be the right fit for every trader. Smaller accounts, in particular, might be better off with other brokers (if the focus is on stock trading).

Visit XTB77% of retail CFD accounts lose money.
XTB at a glance
Overall score
4.5/5
Min. deposit
$0
Regulation
FCA in the UK, CySEC in Cyprus
Markets
Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares
Platforms
Web-based platforms, xStation 5, Web platform, Proprietary platform
Account types
Standard account, Demo account, Islamic account, VIP account
Read our XTB review

#2 Capital.com

Capital.com is a globally regulated CFD broker offering commission-free access to over 4,500 trading instruments, including forex, stocks, indices, commodities, cryptocurrencies, ETFs, and futures-based CFDs. With regulatory licenses from top-tier authorities like the FCA (UK), CySEC (EU), ASIC (Australia), SCA (UAE), and SCB (Bahamas), it provides traders with robust security, segregated client funds, and negative balance protection across most jurisdictions. Its award-winning proprietary platform, alongside MT4 and TradingView integration, ensures fast execution and a flexible, user-friendly trading environment.

In addition to its competitive spreads and transparent fee structure, Capital.com supports a wide range of deposit and withdrawal methods without charging internal fees. Traders can choose from multiple account types—including swap-free, spread betting (only for UK clients), and 1X accounts—each tailored for different strategies and regions. With strong 24/7 customer support, free educational resources, and platform accessibility across devices, Capital.com caters effectively to both beginner and professional traders worldwide.

Visit Capital.com65% of retail CFD accounts lose money.
Capital.com at a glance
Overall score
4.8/5
Min. deposit
$20
Regulation
CySEC in Cyprus, FCA in the UK, ASIC in Australia
Markets
Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares
Platforms
MetaTrader 4, MetaTrader 5, TradingView, WebTrader, Web platform, Proprietary platform
Account types
Standard account, Demo account, Islamic account
Read our Capital.com review
Written byFlorian Fendt